Select year
(Rs.in Million)
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
SOURCES OF FUNDS:
NA
NA
NA
NA
NA
Share Capital
1101.33
1101.33
1031.62
933.03
713.59
Equity - Authorised
1850.00
1850.00
1850.00
1850.00
2500.00
Equity - Issued
1101.40
1101.40
1031.70
933.11
713.67
Equity Paid Up
1101.18
1101.18
1031.48
932.89
713.45
Equity Shares Forfeited
0.14
0.14
0.14
0.14
0.14
Adjustments to Equity
0.00
0.00
0.00
0.00
0.00
Preference Capital Paid Up
0.00
0.00
0.00
0.00
0.00
Face Value
1.00
1.00
1.00
1.00
1.00
Share Warrants & Outstandings
0.00
0.00
0.00
935.00
0.00
Total Reserves
140981.78
120825.93
97931.63
78903.13
67309.09
Securities Premium
29194.96
29194.50
21824.16
17604.65
10959.12
Capital Reserves
2888.47
2888.47
2888.47
2888.47
2553.33
Profit & Loss Account Balances
0.00
0.00
0.00
0.00
0.00
General Reserves
0.00
0.00
0.00
0.00
0.00
Other Reserves
108898.35
88742.96
73219.00
58410.01
53796.64
Reserve excluding Revaluation Reserve
128594.92
108136.81
85119.00
69404.68
57582.91
Revaluation Reserves
12386.86
12689.12
12812.63
9498.45
9726.18
Deposits
1485520.23
1347646.58
1220271.79
1147027.66
1080472.98
Demand Deposits
162392.27
148230.99
139926.70
143935.74
138600.29
Savings Deposit
536037.52
532488.53
520247.50
504769.22
475540.59
Term Deposits / Fixed Deposits
787090.43
666927.06
560097.59
498322.70
466332.09
Current Deposits
0.00
0.00
0.00
0.00
0.00
Recurring Deposits
0.00
0.00
0.00
0.00
0.00
Other Deposits
0.00
0.00
0.00
0.00
0.00
Borrowings
23828.44
28850.02
28923.06
23708.17
20151.97
Borrowings From Reserve Bank of India
0.00
0.00
0.00
0.00
0.00
Borrowings From Other Banks
0.00
0.00
0.00
0.00
0.00
Borrowings From GOI
0.00
0.00
0.00
0.00
0.00
Borrowings From Other Financial Institutions
18.44
40.02
113.06
108.17
151.97
Borrowings in the form of Bonds / Debentures
23810.00
28810.00
28810.00
23600.00
20000.00
Borrowings in Other Form
0.00
0.00
0.00
0.00
0.00
Borrowings From Out of India
0.00
0.00
0.00
0.00
0.00
Other Liabilities & Provisions
42803.60
46621.96
110967.82
54253.34
34081.10
Bills Payable
2670.74
3826.53
2985.30
2710.59
2773.45
Inter-office adjustment Liabilities
0.00
0.00
0.00
0.00
0.00
Interest Accrued
1355.22
1450.49
289.48
180.43
198.25
Proposed Dividend
0.00
0.00
0.00
0.00
0.00
Corporate dividend tax payable
0.00
0.00
0.00
0.00
0.00
Other Liabilities & Provisions
38777.63
41344.94
107693.04
51362.32
31109.40
Total Liabilities
1694235.37
1545045.81
1459125.92
1305760.33
1202728.73
APPLICATION OF FUNDS :
NA
NA
NA
NA
NA
Cash and balance with Reserve Bank of India
73854.77
72500.80
77940.58
77502.03
36853.33
Cash with RBI
67395.13
66344.79
71567.50
71341.74
31673.96
Cash in hand & others
6459.64
6156.01
6373.08
6160.29
5179.36
Balances with banks and money at call
23976.69
9464.00
11048.02
10417.04
58183.72
Investments
411217.07
349002.22
347804.01
337852.55
307740.98
Investments in India
411217.07
349002.22
347804.01
337852.55
307740.98
GOI/State Govt. Securities
320829.70
299205.67
291558.27
304126.19
302809.86
Equity Shares - Corporate
963.70
1005.29
1018.56
1094.17
1023.43
Debentures & Bonds
25805.99
7566.74
7145.44
2077.46
3572.99
Subsidiaries and/or joint ventures/Associates
0.00
0.00
0.00
0.00
-40.00
Units - MF/ Insurance/CP/PTC
58.15
0.24
0.24
0.00
0.24
Other Investments
63559.54
41224.28
48081.51
30554.73
374.46
Investments outside India
0.00
0.00
0.00
0.00
0.00
Government securities
0.00
0.00
0.00
0.00
0.00
Subsidiaries and/or joint ventures abroad
0.00
0.00
0.00
0.00
0.00
Other investments outside India
0.00
0.00
0.00
0.00
0.00
Less: Prov for Diminution in Value of Invest.
0.00
0.00
0.00
0.00
0.00
Advances
1041838.20
937565.97
822776.11
703930.75
668417.32
Bills Purchased & Discounted
1811.84
1861.70
2123.23
2418.98
3225.83
Cash Credit, Over Draft & Loans repayable
315559.79
267194.55
252219.89
238521.47
215207.16
Term Loans
724466.58
668509.71
568432.99
462990.30
449984.33
Finance lease and hire purchase receivable
0.00
0.00
0.00
0.00
0.00
Advances Others
0.00
0.00
0.00
0.00
0.00
Gross block
40606.06
39761.56
37758.07
33024.13
32267.44
Premises
16438.80
21688.24
21449.43
17807.01
17793.57
Assets Given on Lease
0.00
0.00
0.00
0.00
0.00
Other Fixed Assets
24167.27
18073.32
16308.64
15217.13
14473.87
Less: Accumulated Depreciation
19343.18
17679.06
15513.76
13949.05
12553.26
Less: Impairment of Assets
0.00
0.00
0.00
0.00
0.00
Net Block
21262.89
22082.50
22244.30
19075.08
19714.18
Lease Adjustment
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
655.51
495.00
473.22
464.29
414.20
Other Assets
121430.24
153935.33
176839.67
156518.59
111405.01
Inter-office adjustment Assets
39.79
700.61
702.48
703.10
704.61
Interest Accrued Assets
9338.23
7948.15
6992.88
5904.20
5805.16
Tax paid in advance/TDS
1073.01
636.74
1870.51
2629.69
2347.79
Stationery and stamps
46.58
51.68
42.77
45.33
58.00
Non-banking assets acquired
0.00
0.00
0.00
92.79
92.79
Deferred tax asset
0.00
1552.60
1828.97
2393.33
2662.70
Miscellaneous Expenditure not written off
0.00
0.00
0.00
0.00
0.00
Assets Others
110932.63
143045.56
165402.06
144750.16
99733.96
Total Assets
1694235.37
1545045.81
1459125.92
1305760.33
1202728.73
Contingent Liabilities
57155.68
48448.74
52337.68
55249.39
48669.36
Claims not acknowledged as debts
3435.37
3592.69
2446.71
7082.85
6224.16
Outstanding forward exchange contracts
19377.07
13980.45
19013.26
17044.62
11181.87
Guarantees given in India
25521.66
22754.49
21964.42
22162.78
22307.51
Guarantees given Outside India
412.58
263.46
247.36
225.34
225.17
Acceptances, endorsements & other obligations
4906.91
5056.17
5926.59
6289.22
6725.65
Other Contingent liabilities
3502.10
2801.48
2739.35
2444.57
2005.01
Bills for collection
13649.80
15132.71
17054.07
15380.64
14396.03
Book Value
117.78
99.20
83.52
75.40
81.71
Adjusted Book Value
117.78
99.20
83.52
75.40
81.71