Select year
(Rs.in Million)
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
SOURCES OF FUNDS:
NA
NA
NA
NA
NA
Share Capital
18141.30
18141.30
18141.30
18141.30
18141.30
Equity - Authorised
30000.00
30000.00
30000.00
30000.00
30000.00
Equity - Issued
18141.30
18141.30
18141.30
18141.30
18141.30
Equity Paid Up
18141.30
18141.30
18141.30
18141.30
18141.30
Equity Shares Forfeited
0.00
0.00
0.00
0.00
0.00
Adjustments to Equity
0.00
0.00
0.00
0.00
0.00
Preference Capital Paid Up
0.00
0.00
0.00
0.00
0.00
Face Value
2.00
2.00
10.00
10.00
10.00
Share Warrants & Outstandings
0.00
0.00
0.00
0.00
0.00
Total Reserves
1158905.13
1036026.30
903191.03
762396.23
681471.95
Securities Premium
139190.08
139838.47
139838.47
139838.47
139838.47
Capital Reserves
71242.45
54416.52
49628.58
48083.51
47282.51
Profit & Loss Account Balances
0.00
0.00
0.00
0.00
0.00
General Reserves
0.00
0.00
0.00
0.00
0.00
Other Reserves
948472.60
841771.31
713723.98
574474.25
494350.97
Reserve excluding Revaluation Reserve
1094665.74
971527.94
812006.03
687503.88
596409.62
Revaluation Reserves
64239.39
64498.35
91185.00
74892.35
85062.33
Deposits
15683334.00
14564950.31
13122424.72
11790864.81
10863409.54
Demand Deposits
620162.03
775268.04
639865.79
476157.90
526444.11
Savings Deposit
3665824.85
3371354.17
3283976.01
3188361.87
3159262.47
Term Deposits / Fixed Deposits
11397347.12
10418328.11
9198582.92
8126345.04
7177702.96
Current Deposits
0.00
0.00
0.00
0.00
0.00
Recurring Deposits
0.00
0.00
0.00
0.00
0.00
Other Deposits
0.00
0.00
0.00
0.00
0.00
Borrowings
1552876.80
896651.18
575375.64
580731.73
462849.58
Borrowings From Reserve Bank of India
380000.00
90000.00
0.00
8500.00
8500.00
Borrowings From Other Banks
260728.79
13297.86
5574.85
3807.40
0.00
Borrowings From GOI
0.00
0.00
0.00
0.00
0.00
Borrowings From Other Financial Institutions
138632.80
194630.08
134765.14
198279.41
97290.83
Borrowings in the form of Bonds / Debentures
544030.00
529891.00
416391.00
307361.00
266861.00
Borrowings in Other Form
0.00
0.00
0.00
0.00
0.00
Borrowings From Out of India
229485.21
68832.25
18644.65
62783.92
90197.74
Other Liabilities & Provisions
459264.85
797606.80
721039.35
649123.68
553768.22
Bills Payable
32199.83
25725.41
25237.04
21893.91
23662.89
Inter-office adjustment Liabilities
0.00
0.00
0.00
0.00
0.00
Interest Accrued
96323.94
92232.14
99039.85
77651.13
27982.95
Proposed Dividend
0.00
0.00
0.00
0.00
0.00
Corporate dividend tax payable
0.00
0.00
0.00
0.00
0.00
Other Liabilities & Provisions
330741.08
679649.25
596762.46
549578.63
502122.38
Total Liabilities
18873251.18
17325273.85
15350176.37
13810295.62
12587887.49
APPLICATION OF FUNDS :
NA
NA
NA
NA
NA
Cash and balance with Reserve Bank of India
540538.98
900476.77
711348.83
550452.94
516370.75
Cash with RBI
507624.43
868374.38
677069.30
510740.63
475318.91
Cash in hand & others
32914.55
32102.39
34279.53
39712.31
41051.84
Balances with banks and money at call
1522765.33
1158424.35
800298.07
866575.26
1307543.49
Investments
4073889.29
4280244.79
3992070.01
3528926.55
3113472.36
Investments in India
4031034.01
4247437.52
3963777.95
3500435.16
3086930.49
GOI/State Govt. Securities
3604451.32
3588920.30
3510167.72
3105787.15
2701002.08
Equity Shares - Corporate
48132.22
178573.69
146309.27
118401.86
118560.73
Debentures & Bonds
114864.80
198771.94
161213.30
154712.92
168124.63
Subsidiaries and/or joint ventures/Associates
53355.69
56938.63
48751.57
42857.40
37080.71
Units - MF/ Insurance/CP/PTC
0.00
0.00
0.00
0.00
0.00
Other Investments
210229.98
224232.96
97336.10
78675.82
62162.33
Investments outside India
42855.27
32807.28
28292.06
28491.39
26541.87
Government securities
1978.89
1533.91
2724.35
2563.01
2255.29
Subsidiaries and/or joint ventures abroad
0.00
0.00
0.00
0.00
0.00
Other investments outside India
40876.38
31273.37
25567.71
25928.39
24286.58
Less: Prov for Diminution in Value of Invest.
0.00
0.00
0.00
0.00
0.00
Advances
12200177.26
10493320.56
9317865.78
8309291.75
7038640.53
Bills Purchased & Discounted
190046.72
193303.42
123245.87
57483.43
64857.40
Cash Credit, Over Draft & Loans repayable
5636494.87
4467486.33
4025075.44
3413011.35
2739133.38
Term Loans
6373635.67
5832530.81
5169544.48
4838796.98
4234649.75
Finance lease and hire purchase receivable
0.00
0.00
0.00
0.00
0.00
Advances Others
0.00
0.00
0.00
0.00
0.00
Gross block
189416.11
183340.16
204819.34
180610.39
186528.93
Premises
88019.98
87939.23
117481.88
99920.23
110276.75
Assets Given on Lease
0.00
148.19
865.01
847.80
899.42
Other Fixed Assets
101396.12
95252.74
86472.46
79842.36
75352.76
Less: Accumulated Depreciation
83468.85
80538.88
81771.57
77276.47
72061.07
Less: Impairment of Assets
0.00
0.00
0.00
0.00
0.00
Net Block
105947.26
102801.29
123047.78
103333.92
114467.86
Lease Adjustment
0.00
0.00
0.00
5.75
5.75
Capital Work in Progress
4.79
214.57
261.80
0.00
23.42
Other Assets
429928.27
389791.53
405284.10
451709.45
497363.34
Inter-office adjustment Assets
38801.69
7021.70
5802.93
20532.67
11252.11
Interest Accrued Assets
127249.61
112220.82
88832.90
78405.97
62280.37
Tax paid in advance/TDS
152046.94
160944.18
175879.69
196405.83
160855.07
Stationery and stamps
45.93
34.90
33.55
35.26
37.65
Non-banking assets acquired
1.52
1.57
722.81
943.77
996.94
Deferred tax asset
30115.56
49378.15
57539.70
60277.46
90044.13
Miscellaneous Expenditure not written off
0.00
0.00
0.00
0.00
0.00
Assets Others
81667.03
60190.22
76472.53
95108.49
171897.08
Total Assets
18873251.18
17325273.85
15350176.37
13810295.62
12587887.49
Contingent Liabilities
5754309.62
3803488.02
1988738.44
2895660.71
3753801.14
Claims not acknowledged as debts
215078.79
197563.91
185338.32
388898.58
322762.76
Outstanding forward exchange contracts
4515631.86
2750401.10
974953.00
1743196.15
2694785.38
Guarantees given in India
679119.94
590898.36
570457.39
490382.47
437226.24
Guarantees given Outside India
1902.98
1655.67
1972.59
1881.00
1628.72
Acceptances, endorsements & other obligations
208833.56
168607.19
187529.29
207998.55
248424.36
Other Contingent liabilities
133742.49
94361.79
68487.86
63303.97
48973.68
Bills for collection
295042.45
270200.93
249349.81
260668.75
348972.47
Book Value
122.68
109.11
457.60
388.97
338.76
Adjusted Book Value
122.68
109.11
91.52
77.79
67.75